Grow, protect, transfer - Solutions For Financial Planning*
Discover the unique opportunities of segregated fund contracts.
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 In Quebec this person is called the life insured (”insured”) and the word ”annuitant” instead refers to the person who will receive any annuity payments while the insured is alive.
 The probate process and fees do not apply in Quebec. There is a verification process for non-notarial wills but not for notarial wills.
 In Saskatchewan, jointly held property and insurance policies with a named beneficiary are included on the application for probate but do not flow through the estate and are not subject to probate fees.
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© 2021 Manulife. The persons and situations depicted are fictional and their resemblance to anyone living or dead is purely coincidental. This media is for information purposes only and is not intended to provide specific financial, tax, legal, accounting or other advice and should not be relied upon in that regard. Many of the issues discussed will vary by province. Individuals should seek the advice of professionals to ensure that any action taken with respect to this information is appropriate to their specific situation. E & O E. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Any amount that is allocated to a segregated fund is invested at the risk of the contract holder and may increase or decrease in value.