Why you need this financial buffer.
Imagine this scenario: the muffler falls off your car on the way to work, you get home at the end of a busy day only to discover that the fridge has broken down, the dog is sick and needs to visit the vet, and your employer is signalling that there might be some downsizing at work. Suddenly you’re facing a mountain of unexpected bills and concerns about employment stability – without a safety net.
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