Halloween teaches us valuable financial lessons like budgeting candy, but it’s not all gum drops and lollipops. A retailmenot.ca survey found that Canadians spent $1 billion on Halloween in 2015. In fact, the Halloween industry is so large that it can support retailers who are only open for the season.


According to Global News, the average Canadian spends $52 per person on costumes.T he cost of costumes rarely reflects the quality. So why shell out so much money? Save yourself from the frightening cost of a costume by dressing up as an iconic movie or TV character in plain clothes. Don’t let the cost of Halloween costumes scare you away this year.


4 Cheap Halloween Costume Ideas from Your Closet


For men:


Marty McFly from Back to the Future

You will need white sneakers, a jean jacket, blue jeans, a white buttoned shirt, an orange vest and a red t-shirt.

Quote: “Wait a minute, Doc. A… Are you’re telling me you built a time machine… Out of a DeLorean?”


Ace Ventura from Ace Ventura: Pet Detective

You will need to style your hair up and back in the iconic Ace Ventura style, a pair of black converse or boots, red striped pants or something similar, a floral pattern shirt, a white tank top and an ID card reading “Ace Venture Pet Detective”.

Quote: “That was close one ladies and gentlemen, of course in every contest, there must be, a loser. Lew-Who, Za-Her.”


For women:


Wednesday Addams from The Addams Family

You will need dark black mascara, a white collared blouse, a black long sleeve shirt, white stockings, a pair of black shoes and your hair in pigtail braids.

Quote: “I’ll stop wearing black when they make a darker colour”


Sandy Olsson from Grease

You will need red lipstick, a tight pair of black pants (preferably leather), a black shirt that shows off your shoulders and red high heels.

 Hang a leather jacket over your shoulder and do your hair to match Sandy’s to really sell this costume.

Quote: “Tell me about it, stud.”


Bonus: You can have a lot of fun dressing up as yourself in high school. Find an embarrassing photo of yourself and replicate the look.

A DIY costume will show off your creativity and make you the life of the party. Consider a costume from your closet before spending money at a retailer. The key to a great Halloween costume is making it fun, so memorize some movie quotes, dress up as your favorite character this year and save your money.


Baseball's Back!

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Major League Baseball’s Opening Day. There’s something about the first pitch of the season that makes it feel like spring is finally here, even if the weather suggests otherwise.


If you’re a Blue Jays fan, there’s plenty to be excited about this year. The team’s got most of its starting pitchers back, and most of last year’s solid lineup as well. Here’s hoping this season brings another trip to the playoffs and maybe – just maybe – a berth in the World Series.


If you’re a Yankee or Red Sox fan, which everybody seems to be if they don’t pull for the Blue Jays, you have a lot to be excited about too. 2017 is shaping up to be a good year in the American League, and will probably feature a tight pennant race right down to October.


When I was thinking about the return of baseball and doing some reading online, I found these pretty interesting facts about the game – in particular, from a finance/investing perspective.


In 2017, the sport’s highest paid player is Clayton Kershaw of the Los Angeles Dodgers. This year, he’ll earn a cool $33,000,000. That’s roughly one million dollars for each game he’ll pitch. For comparison’s sake, in 1930 baseball’s top-paid player was Babe Ruth. His salary? $80,000.


However, while that may look shabby compared to Kershaw’s 33 mil, keep in mind that the Babe was making more than then-U.S. President Herbert Hoover. When a reporter asked the Sultan of Swat (he was a man of many nicknames) what he thought of making more than the President, Babe replied, “I had a better year than he did.”


If you collected baseball cards as a kid – or even if you still do - you may be interested to know about the most valuable card in existence today. It’s a 1909 card of Honus Wagner, produced by the American Tobacco Company and distributed in cigarette packs. Perhaps you’ve heard of the card; it was famously purchased at auction by Wayne Gretzky in 1991…for a mere $451,000. Since then, that same card has changed hands a couple of times, most recently bought by Arizona Diamondbacks owner Ken Kendrick for almost $3 million.


The card is that valuable because of its rarity. Wagner demanded that production of the card be stopped – although his reasons for doing so are still being debated. At any rate, it’s made some collectors very, very wealthy, and made a lot of people comb through their attic looking for any hidden gems in their own collections!


So if you’re a baseball fan, enjoy the season and I hope it turns out the way you’d like. If not, just remember the classic slogan used by Brooklyn Dodger fans:


“Wait ‘til next year!”