Halloween teaches us valuable financial lessons like budgeting candy, but it’s not all gum drops and lollipops. A retailmenot.ca survey found that Canadians spent $1 billion on Halloween in 2015. In fact, the Halloween industry is so large that it can support retailers who are only open for the season.

 

According to Global News, the average Canadian spends $52 per person on costumes.T he cost of costumes rarely reflects the quality. So why shell out so much money? Save yourself from the frightening cost of a costume by dressing up as an iconic movie or TV character in plain clothes. Don’t let the cost of Halloween costumes scare you away this year.

 

4 Cheap Halloween Costume Ideas from Your Closet

 

For men:

 

Marty McFly from Back to the Future

You will need white sneakers, a jean jacket, blue jeans, a white buttoned shirt, an orange vest and a red t-shirt.

Quote: “Wait a minute, Doc. A… Are you’re telling me you built a time machine… Out of a DeLorean?”

 

Ace Ventura from Ace Ventura: Pet Detective

You will need to style your hair up and back in the iconic Ace Ventura style, a pair of black converse or boots, red striped pants or something similar, a floral pattern shirt, a white tank top and an ID card reading “Ace Venture Pet Detective”.

Quote: “That was close one ladies and gentlemen, of course in every contest, there must be, a loser. Lew-Who, Za-Her.”

 

For women:

 

Wednesday Addams from The Addams Family

You will need dark black mascara, a white collared blouse, a black long sleeve shirt, white stockings, a pair of black shoes and your hair in pigtail braids.

Quote: “I’ll stop wearing black when they make a darker colour”

 

Sandy Olsson from Grease

You will need red lipstick, a tight pair of black pants (preferably leather), a black shirt that shows off your shoulders and red high heels.

 Hang a leather jacket over your shoulder and do your hair to match Sandy’s to really sell this costume.

Quote: “Tell me about it, stud.”

 

Bonus: You can have a lot of fun dressing up as yourself in high school. Find an embarrassing photo of yourself and replicate the look.

A DIY costume will show off your creativity and make you the life of the party. Consider a costume from your closet before spending money at a retailer. The key to a great Halloween costume is making it fun, so memorize some movie quotes, dress up as your favorite character this year and save your money.

 

Want To Leave A Lasting Legacy?

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A post-secondary education is one of the most important gifts you can provide for your child.  It provides more career opportunities and increases self-confidence.  With tuition costs increasing every year, it can be difficult to save enough to give your child the tools needed to pursue their dreams.  Often parents have many other commitments that take priority over putting money aside for their child’s education.

 

With Christmas fast approaching, there are many grandparents that are wondering what their grandchildren need, and often money is the simplest solution.  What if 20% could be added to that money and put into something tax sheltered, to be used for their grandchildren’s education?

 

That is where RESP’s (Registered Education Savings Plans) come in.  They can be opened by someone other than the child’s parents, and many grandparents are taking the opportunity to help their grandchildren with their future.  Everything that is deposited will receive a minimium of 20% from the government, on the first $2,500/child/year into the account.  Other government incentives may be available as well, based on family income.

 

Another exciting feature is the availability of family plans, meaning that more than one child can be put into a plan and one deposit can be pooled together to be shared between the children.  Just one deposit a year needs to be made into the account, making it a simple way to give.

 

Every grandparent wants to leave a lasting legacy for their grandchildren, and the gift of education might be the greatest gift they can give.

 

MOVEMBER!

 

At Ecclestone Financial Group we have decided to participate in Movember this year – we are donating our upper lips to charity.  We have provided a link on our homepage to donate to this worthy cause, which promotes men’s health, education and prompts a conversation.  Please donate to us online – you will receive a charity receipt for your donation, and Mr. Ecclestone has agreed to match the first $1,000 in donations doubling the impact you can make.  We will update pictures as we go so you can enjoy the transformation as it happens.